TITLE 4. BUSINESS AND COMMERCIAL LAW SUBTITLE 7. CONSUMER PROTECTION CHAPTER 99. REGULATION OF TELEPHONIC SELLERS SUBCHAPTER 2. RESIDENTIAL SALES AND SOLICITATIONS
A.C.A. § 4-99-203
§ 4-99-203. Consumer's express written authorization required
(1) For the purposes of this section, "telemarketer" means any person who initiates telephone calls to, or who receives telephone calls from, a consumer in connection with a plan, program, or campaign to market goods and services.
(2) The term "telemarketer" does not include a federally insured depository institution or its subsidiary when it obtains or submits for payment a check, draft, or other form of negotiable instrument drawn on or debited against a person's checking, savings, share, or other depository account at that institution.
(1) It shall be unlawful for any telemarketer as defined in subsection (a) of this section to obtain or submit for payment a check, draft, or other form of negotiable instrument drawn on a person's checking, savings, share, or other depository account without the consumer's express written authorization.